Inland marine insurance is a type of marine insurance coverage that covers a wide range of specialized property. For example, an inland marine policy from WIFS Agency can cover items such as medical diagnostic equipment, fine art, solar energy equipment and even clothing left at a dry cleaner. Our inland marine coverage can also cover property designed to facilitate transportation or communication such as commuter rail systems and cell phone towers.

Commercial inland marine coverage from WIFS Agency is often used to provide protection for assets and property that is movable or could be in transit over land as well as property owned by others that is in the possession of the policyholder or on the policyholder’s premises.

Regardless of the term “marine,” an inland marine insurance policy typically covers property on land. Inland marine insurance is an offshoot of ocean marine insurance coverage. Originally, insurance companies offered “ocean marine” insurance to protect owners from losses of goods shipped by water in the event the ship sunk or was seized by pirates. Over time, individuals and businesses began shipping cargo beyond the major port cities and required protection from losses of goods while in transit over land. With the creation of inland marine insurance, insurance companies began offering protection for goods shipped beyond the major bodies of water and port cities. Today, inland marine insurance provides coverage for a broad range of miscellaneous types of property in transit and onsite.

Businesses that work off-site, move goods and products, or are in possession of the property of others typically need commercial inland marine insurance coverage. 

Our experienced claims representatives are dedicated to providing friendly, professional service to help both large and small businesses through every step of their claim.

At The WIFS Agency you’ll find a vast array of benefits and pricing options designed to fit the needs of businesses of all sizes. Talk to our insurance agent today about how inland marine insurance can help protect your businesses.