The legal costs of employment-related claims can be staggering – and they’re on the rise. Employers may face many employment-related issues and lawsuits. Sometimes, the business owner doesn’t even have to be in the wrong to get sued.

Employment practices liability insurance helps protect businesses from lawsuits due to issues with someone’s job, like discrimination, wrongful termination and more. This coverage is included in our Business Owner’s Policy (BOP).

You may find that BOPs offered by other insurers may only protect you if a claim is filed by your employees. To help give you the protection you need, third-party EPLI is included for most businesses.

In addition to our BOP, EPLI is also included in our Private Choice package policy or as a stand-alone coverage.

Employees file wage and hour lawsuits accusing employers of misclassifying employment status or miscommunicating their eligibility for overtime. Our BOP automatically includes a “Wage and Hour Defense Cost” coverage as part of the built-in EPLI coverage. This is a benefit for businesses that are likely to find themselves exposed to these kinds of disputes and lawsuits.

Lawsuits related to equal employment opportunity laws can be both emotionally and economically draining. We’re here to help. Whether you have questions about our EPLI coverage or need help handling a lawsuit, we’ve got your back.