Picking your commercial property insurance coverage limits may be more important than you think. This is especially the case if your insurance carrier requires a coinsurance. With a coinsurance, if you don’t have the proper coverage limits, it can affect your payout for any property insurance claim you may have. We
General Liability (GL) insurance, sometimes called small business liability insurance or commercial liability insurance, provides insurance coverage for your business against claims made by others including bodily injury, damage to property, or personal injury. If someone comes to your place of business and is injured, a general liability policy could
Personal auto insurance policies can provide enough coverage for some businesses, especially if you’re also driving your vehicle for personal use. However, you need commercial auto insurance if you or an employee regularly use your vehicle for work-related tasks, such as hauling special equipment or transporting goods or people.
Chances are slim that you will lose a lawsuit for a sum greater than what your existing insurance will pay. But if you ever did find yourself in that situation, you could lose all your savings and other assets. A good umbrella policy can prevent that nightmare from happening.
No matter what type of business you run, your employees can get hurt. Luckily, workers’ compensation insurance, also known as workers’ comp, can help give your employees the benefits they need if they suffer a work-related injury or illness. Workers’ compensation insurance is a specific type of business insurance that
Inland marine insurance is a type of marine insurance coverage that covers a wide range of specialized property. For example, an inland marine policy from WIFS Agency can cover items such as medical diagnostic equipment, fine art, solar energy equipment and even clothing left at a dry cleaner. Our
If you own your own business, you likely have a number of employees who depend on you for income, health insurance, retirement planning, and more. But what happens if you pass away while you are still working? Small business life insurance can help ensure the continuation of your business
Our health insurance plans for small businesses (companies with 2 to 50 employees*) helps you save money and help keep your employees healthy. Health insurance is one factor in retaining and recruiting employees and we are here to help you be a smart shopper. Uncover the best plan at
Directors and officers (D&O) liability insurance protects the personal assets of corporate directors and officers, and their spouses, in the event they are personally sued by employees, vendors, competitors, investors, customers, or other parties, for actual or alleged wrongful acts in managing a company. The insurance, which usually protects
What Is Professional Liability Insurance? Professional liability insurance helps cover you and your company if you make a mistake in the professional services given to a customer or client. This coverage is also known as errors and omissions insurance (E&O). Even if you’re an expert in your business, mistakes happen. And